Journal SKUs, coupons & sales
SandboxCatalog SKUs, processor coupons, and journal debit sales with durable receipts — available in the sandbox demo.
Features
Wallet product, labeled honestly
ugopayme.com partners with C-stores on profit, prepaid, and foot traffic. ugopayme.com is the financial pillar — partner /app and consumer /w — with Sandbox and Stub badges where money rails are not live.
Journal sales, receipts, SMS demo, reports, and SKU×date analytics work in the sandbox demo. Remittance sponsor, ACH, barcode network, card issuer, Stripe SaaS, funding adapters, and Blnk never claim Live processors.
Partner console · /app
Ops for chains and stores
SKUs, coupons, receipts, settlement, prepaid programs, corridors, and SaaS billing under one partner surface.
Receipts & SMS confirm
SandboxChargeback-ready receipt snapshots plus SMS acknowledge / resend in demo (Twilio stays gated).
Analytics by SKU × date
SandboxPartner sales reports sliced by SKU and date from the journal — sandbox demo data path.
Settlement & ACH preview
Sandbox · ACHCreate batches from a period, NACHA-shaped ACH preview, submit→paid simulation — not a live ODFI.
Prepaid issuer programs
SandboxProgram catalog and issuer lifecycle (apply→issue→freeze→cancel) — sandbox issuer, not a card network.
Corridors & billers
SandboxEasy-config remittance corridors (fee + FX quotes) and bill-pay catalog for the chain.
Instant Digital Coupon (Woo + API)
Sandbox · DusMagicaShoppers pick Credit Card (Visa & Mastercard) – Instant Digital Coupon. Woo plugin or Direct API passes the order amount into DusMagica hosted checkout (login or register + 2FA). The coupon applies back on the merchant order; HMAC webhooks update status. Partner console: /app/commerce. Demo: /demo/checkout.
Stripe SaaS subscription
Sandbox · Stripe SaaSChain SaaS plans (Starter / Chain / Enterprise) with local checkout + webhook shape — not wallet funding, never Live without smoke test.
Stores, agents & dashboard
SandboxChain → store → agent hierarchy, seeded KPIs, and foot-traffic-oriented partner dashboard.
Org hours, invites & register redeem
SandboxDesk hours, copyable invite links, store hours/phone, and partner barcode redeem with sandbox step-up.
Local receipt disputes
SandboxOpen/close journal-receipt disputes from partner, wallet, or Money ops. Not a card-network chargeback rail.
Consumer wallet · /w
Send, pay, top up, card
Lighter chrome for customers — remittance, barcode redeem, funding, and prepaid — all maturity-tagged.
Send / remittance sponsor
Sandbox · sponsorQuote (fee + FX) → fund → payout simulation with status advance — sponsor rail sandbox, no real bank.
Pay / cash barcode
Sandbox · barcodeCreate→open→redeemed/expired/void barcode network with ledger note on redeem — not live VanillaDirect.
Top-up & funding adapters
Stub · fundingDemo wallet top-up plus Stripe / PayPal / Coinbase / WMS adapter stubs — real processor calls need LIVE_FUNDING / LIVE_WMS + smoke.
Prepaid card
Sandbox · issuerVirtual card apply/view and issuer controls in sandbox — not a real card network.
Activity & receipts
SandboxConsumer activity feed and receipt detail from sandbox journal / remittance history.
Merchant locator
SandboxStore hours, phone, and redeem notes from the partner chain — no maps vendor.
Local profile & KYC attest
SandboxPhone, city, and self-attested KYC on the wallet profile. No third-party identity vendor.
WebAuthn step-up
Stub · WebAuthnPasskey-shaped challenge for money POSTs when STEPUP_REQUIRED — scaffolding with demo soft-bypass, never Live auth.
Ops & honesty
Readiness before green lights
Module lights and adapter stubs stay amber/red until smoke-tested connectors. StubBadge elsewhere in the product uses the same rule.
Module readiness lights
HonestyAmber/red traffic lights for every money rail that is not production — honesty UI, never fake green.
Wallet ledger (Blnk)
Stub · BlnkDefault demo ledger in-process; Blnk HTTP when configured — stays Stub/Sandbox until a provider smoke test.
ACH rail provider
Stub · ACHDefault ACH_PROVIDER=stub local preview; optional Moov sidecar POST still amber — never live money movement.
Funding adapters
Stub · fundingEnv-gated Stripe / PayPal / Coinbase / WMS / demo funding — Stub until LIVE_FUNDING / LIVE_WMS + keys + smoke; separate from Stripe SaaS.